Since 1991, St George Underwriting Agency (SGUA) has been a go-to specialist underwriting agency specialising in rental property insurance across Australia. Whether your client is a landlord or property investor, SGUA offers comprehensive insurance coverage to help you manage and protect your client’s assets with confidence.
In this article, we’ll take you through what SGUA does, the types of insurance policies we offer, and how we actively support brokers with streamlined solutions designed to future-proof your clients’ portfolios.
Who is SGUA?
SGUA (St George Underwriting Agency) is an Australian underwriting agency offering tailored property insurance products for a wide range of residential property owners. We provide peace of mind by covering the potential risks of renting or owning investment properties.
With over 30 years in the industry, SGUA has built a reputation for its stability and consistency in the market. Clients and brokers alike trust our fair and flexible underwriting approach, competitive pricing, and dedication to customer support. We stand out for being broker-friendly and offering an online platform that simplifies policy management.
Whether you’re managing a long-term rental, a holiday property, or a secondary residence, SGUA provides the landlord protection insurance Australia needs to stay covered in every scenario.
What Insurance Products Does SGUA Offer?
SGUA’s insurance solutions are designed to protect against the financial risks involved in owning a rented property. Our policies cover everything from theft, accidental loss or damage to rent default and legal liability.
Landlord Insurance
Landlord insurance from SGUA is a comprehensive solution designed for owners with tenanted properties. It includes coverage for loss of rental income due to tenant default, legal liability if someone is injured on the property and tenant damages.
Holiday Property Insurance
This option is ideal for short-term rentals or properties used as secondary residences. It provides a tailored approach that addresses the unique risks of holiday letting, including accidental damage, theft coverage, vandalism, and legal costs. This type of cover ensures you’re protected even when different guests occupy the property for short stays.
Building Insurance
This cover focuses on the structure of your investment property, safeguarding against natural disasters, fire damage and accidental damage. It’s an essential policy for landlords who want to ensure the property itself is fully protected in the event of a covered event or insured peril. Building Insurance can be combined with Landlord Insurance and Holiday Property Insurance, creating complete protection for the property.
How SGUA Supports Insurance Brokers
At SGUA, we understand that insurance brokers are looking to do business faster and with less manual processing. That’s why we’ve invested in an efficient online platform that enables quoting, policy alteration, and cover placement within minutes. This system allows brokers to handle more clients, reduce wait times, and increase business volumes with ease.
Our quick quoting system enables brokers to generate accurate landlord insurance quotes quickly and efficiently. The process is transparent, showing details such as minimum premiums, coverage limits, and available customisable cover so brokers can make informed recommendations to their clients.
We also offer flexible policy management options. Brokers can manage multiple properties and client portfolios from a single online dashboard, significantly cutting down administrative time. Whether it's updating a lease agreement, modifying policy limits, or managing claims, everything is accessible in one place.
Our insurance solutions are designed to be fully customisable. Brokers can tailor policies based on the tenant's profile, weekly rent, or specific risks the landlord wants to protect against, such as rent default, tenant damages, or legal costs associated with disputes.
SGUA provides access to a dedicated broker support team. We understand the value of having quick, expert assistance, especially when helping clients understand their insurance policies or when navigating complex claims. Our team is responsive, knowledgeable, and committed to your success.
Our solutions are scalable. Whether your client owns one rental property or a large portfolio of residential properties, our products and services scale with their needs, ensuring consistent and comprehensive coverage.
Why SGUA Is Trusted by Property Owners and Brokers
As a long-established AU insurance company, SGUA continues to stand out because of our reliability, consistency, and forward-thinking approach. We are proud to be an underwriting agency that provides all the key cover options landlords need.
Whether it's a fire, storm, or theft, we’re here to make sure landlords aren’t left footing the bill. Our flexible policies can adapt to changing circumstances, including having the same tenant over time or high turnover guests.
Future-Proofing Property Portfolios with SGUA
SGUA is your partner in protecting your insured’s investment property. With robust, flexible landlord insurance Australia trusts and a broker-friendly digital platform, SGUA continues to deliver the service, support, and stability that property owners and brokers need.
Give your clients peace of mind with SGUA. We’ll ensure their insurance needs are covered, all while offering a seamless experience to our valued broker partners.Looking for more information or a quote? Visit our website and discover how SGUA can help you protect what matters most, or contact us today.
