Menu
close
Menu
close
Submit a Claim

Holiday Property
Insurance

Specialised products to cover your investment or holiday property for a full range of defined events and unexpected circumstances.
Is your property a full time rental? View our Landlord Property Insurance options here

Holiday Property
Insurance Products

SGUA’s range of insurance policies offer broad and comprehensive protection for a full range of defined events and unexpected circumstances. This insurance is ideal for properties let out on AirBNB and Stayz (Excluding let out by the room).

Contents Cover

Product: Standard Holiday Cover

Covering a range of property types including villas, cottages, houses and inner city apartments.

Compare Products Get a Quote

Building and Contents Cover

Product: Custom Holiday Cover

Cover for holiday homes that need protection for the entire property. This option combines building, contents & tenant covers into one policy. This cover also includes legal liability up to $20 million.

Compare Products Get a Quote

Customised Cover

Add these optional products to your Building and/or Contents Holiday Insurance Products

These additional covers include Loss of Rent and Damage by Tenants.

Compare Products Get a Quote

Compare our Products

Unsure of which insurance policy is for you? We offer options for varying benefits and cover. The information presented below contains a brief description of each of our policy covers and the circumstances under which they may be appropriate.

This is designed to help you decide which insurance product cover will meet your specific needs and helps you compare between policies. Expand each section to read more about the product feature for easy comparison.

Building and Contents

Cover Type
Holiday Unit Cover
Customised Cover
Value
Value Plus
Value
Value Plus
Building Defined Events
Not Available
Not Available
Up to the nominated sum insured
Up to the nominated sum insured
Contents Defined Events
$30,000
$60,000
Up to nominated Sum Insured (SI)
Up to nominated Sum Insured (SI)
Fire, Explosion or Lightning
Covered
Covered
Covered
Covered
Earthquake, Named Cyclone, Tsunami or Volcanic Eruption
Covered
Covered
Covered
Covered
Theft or attempted theft
Covered
Covered
Covered
Covered
Bursting Leaking Discharging or overflowing
Covered
Covered
Covered
Covered
Glass Breakage
Covered
Covered
Covered
Covered
Malicious Damage by Third Party
Covered
Covered
Covered
Covered
Flood (unless specifically excluded)
Covered
Covered
Covered
Covered
Storm
Covered
Covered
Covered
Covered
Impact Damage
Covered
Covered
Covered
Covered
Riot or civil Commotion
Covered
Covered
Covered
Covered
Electric Motor burn out
Covered
Covered
Covered
Covered
Tax Audit Fees
Covered
Covered
Covered
Covered
Accidental Damage by Third Party
Not Available
Covered
Not Available
Covered
Legal Liability
$20,000,000
$20,000,000
$20,000,000
$20,000,000

Loss of Rent

Cover Type
Holiday Unit Cover
Customised Unit Cover
Value
Value Plus
Value
Value Plus
Defined Events
Up to $50,000
Up to $50,000
Up to nominated sum insured
Up to nominated sum insured
LoR following Tenant Damage
Up to 52 weeks, up to a maximum of the Sum Insured for Loss of Rent as shown on your Certificate of Insurance
Up to 52 weeks, up to a maximum of the Sum Insured for Loss of Rent as shown on your Certificate of Insurance
Up to 52 weeks, up to a maximum of the Sum Insured for Loss of Rent as shown on your Certificate of Insurance
Up to 52 weeks, up to a maximum of the Sum Insured for Loss of Rent as shown on your Certificate of Insurance
Prevention of Access
Not Available
Not Available
Not Available
Up to nominated Sum Insured (SI)
LoR following Murder / Suicide
Up to 52 weeks, up to a maximum of $50,000
Up to 52 weeks, up to a maximum of $50,000
Up to 52 weeks, up to a maximum of $50,000
Up to 52 weeks, up to a maximum of $50,000

Damage or Theft By Tenants

Cover Type
Holiday Unit Cover
Customised Unit Cover
Value
Value Plus
Value
Value Plus
Deliberate
Up to $50,000
Up to $60,000
Up to nominated Building sum insured or $50,000
Up to nominated Building sum insured or $60,000
Accidental
Not Available
Up to $60,000
Not Available
Up to nominated Building sum insured or $60,000
Malicious
Up to $50,000
Up to $60,000
Up to nominated Building sum insured insured or $50,000
Up to nominated Building sum insured insured or $50,000
For full details on what's covered per product, please read our Product Disclosure Statements.
Menu
close
Menu
close

SGUA is a brand name of The Proplab Group Pty Ltd trading as St George Underwriting Agency, an Australian Financial Services Licensee (AFSL) authorised to deal in general insurance products.

Policies are issued by Certain Underwriters at Lloyd’s and distributed by The Proplab Group Pty Ltd trading as St George Underwriting Agency (ABN 59 009 357 582, AFSL No 236663).

General advice provided on this website does not take into account your objectives, financial situation, or needs. Please read the relevant Product Disclosure Statement, Financial Services Guide and Target Market Determination available from us to consider whether our product is right for you. Benefits are subject to terms and conditions, including excesses, limits, and exclusions of your policy.

© 2024 SGUA - St George Underwriting Agency

arrow-left