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About Us

Protecting Residential Investment
Property for over 30 years

Not all investment properties have the same needs, that’s why we offer a range of covers suitable for different types of properties. In addition to our full-time domestic rental cover, SGUA provides protection for short term holiday stays, whether this is rented out or utilised as a secondary residence.

Protect your rental income and property against an ever changing risks landscape with owning an investment property. Some of these risks include natural perils like storm, fire and even escape of liquids and optional covers such as tenant default and deliberate damages by tenants including pet damage.

Our Story

St George Underwriting Agency (SGUA) is an Australian underwriter who has been specialising in protection for residential investment properties since 1991. Our values are driven by our commitment to developing long term, rewarding relationships with brokers and focusing on outstanding customer service. We have always been about providing competitively priced, reliable products backed by personalised service from our underwriting & claims teams.

Our Values


Working collectively with diverse personalities, talents, and experience to foster stronger teams and achieve our vision.


Inspiring our teams to act with ambition, celebrate success and to continuously learn, grow and strive for excellence.

Market Expert

Always looking for better practical solutions and exceeding expectations.


Customer experience is our top priority, and we empower our people to focus on positive outcomes.

We're broker-friendly

We understand our brokers want to transact business quickly with reduced “touch time”. With this in mind, we have developed an on-line quoting and cover placement system which allows the user access to alter and cancel policies drastically reducing the wait and handling time for brokers. For many brokers handling residential property insurance, the pay-off comes in having the ability to handle larger volumes of business with minimal administration. We are well placed to provide cover for property portfolios, offering the ability to manage different portfolios through one platform.

During these turbulent times, we have seen the broker support for our products increase faster than any previous period. We believe this due to our stability, fair and flexible underwriting approach, and competitiveness. We pride ourselves on consistency and future proofing brokers portfolios.