Our Comprehensive Insurance Products

Our Property Insurance Products

SGUA’s range of insurance policies are extremely broad and comprehensive, designed to cover your investment or holiday property for a full range of defined events and unexpected circumstances.

Our Landlord Property Protection Insurance is tailored for those renting out their properties, providing coverage for a wide array of incidents. This policy includes protection against loss of rent, damage by tenants and various defined events such as fire, storm and theft. It ensures that landlords have peace of mind knowing their investments are safeguarded against unexpected incidents.

For property owners who offer their homes as holiday rentals, our Holiday Property Insurance offers extensive coverage. This policy is designed to protect holiday properties from risks such as accidental damage, theft and natural disasters. Importantly, it includes coverage for loss of rent, but only in circumstances where the property becomes uninhabitable due to an event covered under the policy. To claim loss of rent, there must be a concurrent claim for damages under another section of the policy, such as building, contents or damage caused by tenants. This ensures financial security only when the property is directly impacted and unable to be let.

Both insurance options include additional benefits like legal liability cover and emergency repairs. With SGUA’s policies, property owners can feel confident that their investments are well-protected, whether rented out full-time or as holiday accommodations. Our goal is to provide reliable and comprehensive insurance solutions that cater to the specific needs of each property owner, ensuring they can manage their properties without the worry of unforeseen risks.