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Our Comprehensive Insurance Products

Compare our specialised insurance products to find a solution that suits you.

Insuring your properties is crucial to protect your investments from unforeseen events. Whether you own a rental property or a holiday home, having the right insurance coverage can save you from significant financial losses and stress. Property insurance products ensure that your assets are safeguarded against various risks, providing you with financial security and peace of mind.

Property ownership comes with a variety of responsibilities and potential risks. From natural disasters to accidental damages, the unexpected can happen at any time. Without proper insurance, property owners can face substantial out-of-pocket expenses to cover repairs, legal liabilities or loss of income. Comprehensive insurance plays a vital role, acting as a safety net that protects against these uncertainties.

Our Property Insurance Products

Landlord Property Protection

Designed for properties, leased to tenants on a residential lease for periods exceeding 3 months

Holiday Property Protection

Designed for properties either used by the insured as a secondary residence or let out for short term holiday stays not exceeding 3 months


For full details on what's covered per product, please read our Product Disclosure Statements.
How do I choose the right insurance policy for my property?
What does SGUA’s insurance cover?
What is Holiday Property Insurance?
What is Landlord Property Protection Insurance?
Are there any additional benefits included?
How can I compare the policies easily?
How can I get more information about SGUA’s insurance products?
Why choose SGUA?

We offer two main types of insurance products:

  • Full-Time Rental Insurance
  • Holiday Property Insurance

Each policy has different benefits and coverage options. To help you decide which one suits your needs, click the View Products button for a brief description and comparison of each.

Our policies are designed to protect your property against a wide range of defined events and unexpected circumstances. Whether you're renting out your property full-time or offering it as a holiday home, we have tailored solutions to suit your situation.

This policy is suited for homes used as holiday rentals. It includes:

  • Protection against accidental damage, theft, and natural disasters
  • Coverage for loss of rent only when the property becomes uninhabitable due to a covered event (e.g., building or contents damage)

This ensures financial protection when your property is directly impacted and cannot be rented.

This policy is ideal for property owners who rent out their homes. It includes:

  • Coverage for loss of rent
  • Protection against damage caused by tenants
  • Coverage for events like fire, storm, and theft

It’s designed to give landlords peace of mind by safeguarding their investment.

Yes! Both insurance options include:

  • Legal liability cover
  • Emergency repairs

These features help ensure your property is protected and any urgent issues are addressed promptly.

Yes! Both insurance options include:

  • Legal liability cover
  • Emergency repairs

These features help ensure your property is protected and any urgent issues are addressed promptly.

You can explore our full range of property insurance options by selecting the View Products button. Each product includes a brief description and guidance on which policy may suit your needs best. Our dedicated team is here to assist with:

  • Explaining coverage options
  • Comparing policies
  • Guiding you through the application process

We aim to make everything clear and easy to understand.

 

Our goal is to provide reliable and comprehensive insurance solutions that give you peace of mind. We’re committed to helping you protect your property and manage it without the stress of unforeseen risks.

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