We put the power in your hands to provide a custom holiday property insurance policy that meets the needs of your clients. SGUA provides custom holiday property insurance specialised products to cover your investment or holiday property for a full range of defined events and unexpected circumstances. Explore our holiday property insurance options and get in touch with us today for a quote.

Is your property a full time rental? View our Landlord Property Insurance options here →
Your client’s holiday property is unique, which means cookie-cutter insurance policies just won’t do. Our flexible custom holiday property insurance policies are designed to address the coverage needs of your clients, ensuring they’re always protected during life’s most unforeseen moments.

Covering a range of property types including villas, cottages, houses and inner city apartments.

Cover for holiday homes that need protection for the either property. This option combines building, contents & tenant covers into one policy. This cover also includes legal liability up to $20 million.

These additional covers include Loss of Rent and Damage by Tenants.
Unsure of which insurance policy is for you? SGUA makes it easy to find the right custom holiday property insurance policy for your clients. We help you compare coverage options with just a few simple clicks.
(This is the total limit of your Policy regardless of whether you have Building cover, Contents cover, or both Building and Contents cover).
(This is the total limit of your Policy regardless of whether you have Building cover, Contents cover, or both Building and Contents cover).
(This is the total limit of your Policy regardless of whether you have Building cover, Contents cover, or both Building and Contents cover).
(This is the total limit of your Policy regardless of whether you have Building cover, Contents cover, or both Building and Contents cover this is a combined limit under Building and Contents)
(This is the total limit of your Policy regardless of whether you have Building cover, Contents cover, or both Building and Contents cover this is a combined limit under Building and Contents)
For full details on what's covered per product, please read our Product Disclosure Statements.
For those who rent out their holiday homes, custom holiday property insurance is crucial to protect your client’s income stream. If the property becomes damaged or uninhabitable, rental income can be significantly impacted. Plus, unlike primary residences, holiday homes are often unoccupied for long periods, increasing the risk of burglary, damage and sudden maintenance issues.
SGUA’s range of insurance policies offer broad and comprehensive protection for a full range of defined events and unexpected circumstances. This insurance is ideal for properties let out on Airbnb and Stayz (excluding those let out by the room), such as residential properties, apartments, villas, cottages, townhouses and more.
We offer options for varying benefits and cover in an easy-to-read format and aim to keep things as clear as possible to support your client in making an informed decision. The information presented below contains a brief description of each event or scenario that our policy covers and the circumstances under which they may be appropriate. You’ll be able to compare everything from natural disasters, such as fires, floods and storms to loss of rent, tenant damage and more.
This is designed to help you decide which insurance product cover will meet your client’s specific needs and helps you compare between policies. Expand each section to read more about the product feature for easy comparison. Once you’ve sourced the right custom holiday property insurance solution for your client, feel free to get in touch with SGUA for a tailored quote or use our online client portal to get started.
For over 30 years, SGUA has been a trusted insurance provider, specialising in offering comprehensive insurance solutions to brokers and comparing policies on behalf of their clients. We understand the risks associated with owning these types of properties and provide tailored coverage to safeguard investments against unforeseen events.
The policies we provide offer peace of mind, ensuring your client's properties and incomes are well-protected. We strive to maintain positive and long-lasting relationships with the brokers we work with, providing streamlined solutions that help them accomplish business promptly and efficiently. To learn more about the customised holiday property insurance policies we distribute or to request a quote, please contact us today.
We pride ourselves on our excellent levels of service with our specialized team here to support you as much as possible. We do understand that misunderstandings may occur from time to time, and that we may not always meet your expectations. If this happens:



